What Is 25/50/10 Automobile Insurance Coverage?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    That refers to a combination of liability options provided in a car insurance policy. in order, "25" means that you would have up to $25,000 in Bodily Injury coverage for an indivual hurt in an accident that you cause. "50" means that you would have up to $50,000 for all persons injured in an accident that you cause. If say 2 people were injured they would be entitled to up to $25,000 each. Finally, "10" is for property damage liability and means that you would have up to $10,000 to cover property that you damage as a result of an at fault accident.
    Answered on December 31, 2014
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    25/50/10 is a recipe for disaster. You must be very careful to only collide with fit people driving cheap cars. Since you rarely have the opportunity to decide who the other party will be in a collision, I would suggest you secure realistic limits. The last number should be an indicator as few cars are priced below that number.
    Answered on January 15, 2015
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