1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This is a discount on your auto insurance that refers to your seat belt and air bags in your vehicle. There are many other discounts that carriers provide for your auto insurance rates. Some carriers provide discounts for alarm systems, ant-lock brakes, automatic traction control, and radar sensing systems (very new technology) just to name a few.
    Answered on October 29, 2013
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    The discount applies to the Personal Injury Protection or Medical Payments coverage available on your auto policy. Some states require such coverage and others do not. Talk to your Insurance Professional about your particular policy to see if you have the coverage or not.
    If available, the discount is applied because your car is outfitted with drivers side or full compartment air bags or automatic seat belts.
    There may be other discounts available if your car is equipped with other safety features like anti lock breaks and the like. Again talk to your insurance professional about this to be sure you are receiving all available discounts.
    Answered on May 28, 2015
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