1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    The best and cheapest health insurance will be different for each person. For example, if you are under 25 and have a few tickets, a specific insurer may be the best option. However, if you are married and live in another state, a completely different company may be the best option.

    To get the cheapest rate, I, as an experienced broker, shop all of the major companies so you can quickly compare the most affordable options. Then, you, or any consumer, can quickly determine the company to apply with and secure coverage.

    The combination of an experienced broker and top-rated website saves money!
    Answered on June 15, 2013
  2. 58 POINTS
    allex mezzo
    Insurance /counselor, AAA Mid-Atlantic, nj
    There is no such thing as best and cheapest, you will get what you pay for.
    You should always purchase as much Liability BI or bodily Injury and property damage insurance as you can in the event you cause the accident and injure the other party, their medical expenses will be covered up to the threshold you chose on your policy.
    If you have assets, consider purchasing a liability umbrella as well for added liability protection.
    The way to having the least expensive premium is having as many discounts as possible such as multi policy / married / location matters / good driving history matters / continuous liability matters / defensive driver course helps / the type of car matters / if the vehicle is newer, you will want collision and comprehensive to name a few!
    Answered on May 4, 2015
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