Agent, Rural Mutual Insurance Co., Union Grove, WI
Collision coverage pays for loss or damage from collision of the insured car with another vehicle or object. This includes upset of the insured car. This coverage applies regardless of who is at fault.
Comprehensive - otherwise known as "Other than Collision provide coverage for loss from: Missiles or Falling Objects, Fire, Theft or Larceny, Explosion or Earthquake, Windstorm, Hail, Water or Flood, Malicious Mischief or Vandalism, Riot or Civil Commotion, Contact with Bird or Animal,and Breakage of Glass.
Collision and Comprehensive coverage typically must be purchased together. Remember every policy is different, contact your local agent to find out what is offered in your area with specific companies.
Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
Collision and comprehensive coverage's are physical damage coverage's purchased for your own vehicle.
Collision is just like it sounds. Your car is involved in a collision (crash, upset, rollover) then the collision coverage would pay for the damage to your vehicle minus your deductible. Comprehensive coverage is anything that is not collision. For example, flying or falling objects, vandalism, theft.
If you wish to fully protect your vehicle you would want to purchase both collision and comprehensive coverage However Comprehensive coverage can be purchased without collision coverage. Not the other way around.
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Comprehensive - otherwise known as "Other than Collision provide coverage for loss from: Missiles or Falling Objects, Fire, Theft or Larceny, Explosion or Earthquake, Windstorm, Hail, Water or Flood, Malicious Mischief or Vandalism, Riot or Civil Commotion, Contact with Bird or Animal,and Breakage of Glass.
Collision and Comprehensive coverage typically must be purchased together. Remember every policy is different, contact your local agent to find out what is offered in your area with specific companies.
Collision is just like it sounds. Your car is involved in a collision (crash, upset, rollover) then the collision coverage would pay for the damage to your vehicle minus your deductible. Comprehensive coverage is anything that is not collision. For example, flying or falling objects, vandalism, theft.
If you wish to fully protect your vehicle you would want to purchase both collision and comprehensive coverage However Comprehensive coverage can be purchased without collision coverage. Not the other way around.