1. 220 POINTS
    Stephen Rogers
    Self-employed Employee Benefits Provider, Upland, California
    I really don't know the answer to this question, as I believe that every person who owns and drives a car needs auto insurance.  Just think for a moment, if you didn't own auto insurance and you driving a car down a city street, when the car in front of you stops suddenly, you jerk your steering wheel to the side and manage to miss the car in front of you.  You open your eyes and look at yourself and see that the airbags protected you and you were not injured........but you find that you ran head long into the corner liquor store and end up in the middle of the scotch section, having destroyed most of the owners inventory.  How would you pay for that?  Savings retirement, income will all be gone, as well as maybe your house and any other property you might own, not to mention your car is toast.

    This is the reason you need auto insurance, as it protects your finances now and in the future
    Answered on April 29, 2013
  2. 400 POINTS
    Zachary Wright
    Owner, Wright Insurance Agency, Great Pittsburgh Area
    As far as I know every state requires auto insurance. Why would you not want auto insurance is a better question? In PA you are requires to 15/30 for BI, 5 in PD, 5 in Med, but there is no reason you should have coverage that low. For a few dollars more you can have solid coverage and it's not worth risking everything you on over an accident.
    Answered on April 30, 2013
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