What Type Of Auto Insurance Does California Require?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    California requires liability limits of 15/30/5 this means 15,000 bodily injury for any one person and 30,000 for the entire accident you are held liable for. Also 5,000 for the property damage you cause. Property damage would be other peoples property such as a car or building for example. These are the legal minimums in California. All other coverage’s including uninsured motorist and physical damage to your vehicle are optional. If you chose not to carry uninsured motorist protection you will be required to sign a rejection letter stating you have been offered the coverage and you have chosen to reject uninsured motorist.  Have a conversation with your agent to discuss how much protection you need as these limits while legal under California proposition 103 laws can leave many significantly underinsured.
    Answered on April 29, 2013
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