1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    In California car insurance premiums decline as you become a more experienced driver.  They decline if you elect to forgo certain coverages.  They decline when you get farther away from your bad driving record.  They go down if a student in your household is a “good student.”  They go down when you drive fewer miles annually.
    Answered on May 19, 2014
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