When You Rent A Car Is Insurance Included?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Rental car companies offer  a physical damage option as an amendment to their standard contract.  This option, offered for an additional daily charge, provides for covreage in the event that their car is damaged while in your posession and control.  But before you sign on the dotted line for this, check with your insurance professional to see if your personal auto policy extends coverage on to rental cars.  If it does, then save yourself the money on the rental agreement and don't accept the option. Also, check with your bank card provider.  Many include coverage on rental cars usually up to $500.00.

   Answered on August 1, 2013

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