1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This type of coverage is available with serveral companies that handle auto insurance. Dairyland Auto is a carrier that I use with my company when I have a client looking for this type of coverage in Wisconsin. I would suggest that you call your local agent and they should be able to help you directly or if not point you in the right direction.
    Answered on May 6, 2013
  2. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    There are many insurance companies that can write a non owner policy. Most of the captive companies do not offer non owner polices so my best suggestion to you is to find a local independent agent who deals with multiple insurance companies. An Independent agent should easily be able to write you a non owner policy.
    Answered on June 20, 2013
  3. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Non Owner auto insurance is available through independent insurance agencies. Non Owner insurance is liability insurance for your drivers license. It does not cover a specific vehicle. Insurance always follows the vehicle. The owner of a vehicle must maintain insurance and that policy is primary. If the limits are reached on the primary policy the non owner policy would kick in and provide excess liability.
    Answered on September 25, 2013
  4. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    To apply for non owned auto insurance you would need to contact an independent agent in your area. An independent agent will have the broadest offerings with several different companies that can offer you this kind of coverage. This way you will be sure to obtain the right coverage's at the right premium.
    Answered on December 30, 2013
  5. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    There are many carriers that offer this coverage and it is fairly inexpensive. I know that Progressive and Kemper have some great rates for this type of coverage. But be advised that you need to make sure that you have no vehicle titled in your name. If you have a vehicle titled in your name them a non owned policy will not work. Depending on your state There are other options available. I suggest you contact a Local independent agent they can compare rates with many carriers for you ..
    Answered on December 30, 2013
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