1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Most major auto insurance companies will insure you with a learner's permit...assuming that you are a listed driver on your parent's (for example) policy.

    Typically, you are not charged a premium during the pre-licensing stage but  you will be rated on the policy once you obtain your full driving privileges.
    Answered on May 30, 2013
  2. 2210 POINTS
    Brenda HansonPRO
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Depending on your age and state some carriers can issue a policy as a non owned and cover your with out a license  but as soon as you get your license you will need to change that .
    If you are just a driver on a policy and have a permit and change to a license it should lower the rates
    Answered on May 30, 2013
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