Where Can I Get Non Owners Auto Insurance?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Yes there are several insurance carriers that will offer non owned auto insurance. Usually this type of policy is used in order to get your license reinstated but may also be used to keep your insurance consistent without any lapses in coverage which in some states can have a negative effect if you gap. Talk to your local independent agent about obtaining non owned auto coverage's.
    Answered on May 23, 2013
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  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    In Montana there are many carriers that offer this and none of them have anything to do with getting your licenses reinstated. On average with state minimum liability limits of 25/50/10  and uninsured and underinsured and med pay at 5,000  on average the rates is from 38 to 50 a month depending on your age and driving history. Each state has different guidelines. Go look at your state insurance commissioners office website and you can learn what the state you live in has to offer. Talk to a local independent they can guide you to what is best. In Montana we use to also have what was called a broadform policy but this option is no longer available. If you have your name on a title you have to insure it even if it is just parked
    Answered on May 23, 2013
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