1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    Typically the battle for young drivers is done between Geico and Progressive.  Due to the fact that a lot of their business is done directly through internet sales they are able to lower the premiums.  

    However, I would recommend doing a little bit of research and checking out some regional carriers as well.  Many carriers who only provide auto insurance in one to three states will offer competitive pricing in order to compete against the big national carriers.  Either go online and look for insurance companies in your state or seek out a local independent agent (i.e. not a progressive, Allstate, State Farm agent).
    Answered on June 24, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    I have many carriers and Progressive can be cheaper but written with an agent not direct as stated above. Many times a agent can ask you things that will apply discounts that online you will not get asked. Also it really depends on your state and many other factors. Even though I do not represent Farmers here in Montana they have some good rates for young drivers. The key is your insurance is only as good as your agent. This is my personal opinion.

    Many things can make your rates lower such as good grade proof of prior and other factors. Talk to a local agent they can compare rates with many carriers and give your several options online only is not the best solution unless you are familir with the terms and conditions and truly understand what you are paying for
    Answered on June 24, 2013
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