Joel Guilbert
    Scottsdale, AZ
    Insurance prices in general are a function of a multitude of factors. However, when referring to Arizona auto insurance prices in specific, you'll notice that prices have risen over the past few years. Here are a few of the reasons why: A high percentage of uninsured and underinsured drivers, a significantly higher cost to pay for medical and litagation related expenses, more vehicles on the road leading to more auto accidents, increaesd value of vehicles, increased cost to repair and replace vehicles and an increasing amount of fraudulant claims. When determining if you should lower your insurance coverages to offset rising prices please consult a professional insurance agent!

    Joel Guilbert
    Liberty Mutual Insurance
    Answered on October 15, 2013
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