Why Is Smart Car Insurance So Expensive?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Vehicles are given price group symbols which is a number that works as a rating factor for vehicles  These numbers are based in large part on performance and how well a vehicle does in an accident and the costs that may potentially follow. I'm pretty sure performance is not an issue with a smart car but while I do not know for certain my experience tells me anytime a smart car is in an accident it's probably a total. Since the car has not been out for a real long time experience may change symbol of the vehicle.
    Answered on May 7, 2013
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