1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Auto insurance will cover a cracked windshield if you have comprehensive coverage on your car policy. Typically, there is no deductible to meet (if you elected that option) and the replacement or repair will be no cost to you.

    Also, most glass and windshield replacement companies can come to your residence or place of business at no additional cost. Safelite AutoGlass is one of the largest providers of this type of work and most carriers honor their work.

    It is possible you have a deductible on your comprehensive vehicle benefits. For example, if your deductible is $50 and the cost of replacement is $350, $50 is your only out-of-pocket-cost.

    Also, your existing car insurance premium is generally not impacted by filing a comprehensive claim.

    Answer provided by Edward Harris, owner of Carinsurancezoom.org, the leading trusted auto insurance website for consumers that shop for the lowest rates. All quotes are provided instantly and without obligation.

    Harris has more than 34 years in the business as a leading US broker.
    Answered on March 19, 2015
  2. 14231 POINTS
    Tom SheehanPRO
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    More than likely yes. Coverage for a cracked windshield, or any other window glass in your car, is included under the Comprehensive portion of your policy. Talk to your Insurance Professional about the specific terms and conditions of your policy in order to determine if you have this coverage. Also, many companies offer optional coverage that waives the deductible for such a loss. If you have this waiver protection than your glass will be repaired or replaced at no extra cost to you under most normal circumstances.
    Answered on March 27, 2015
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