1. 37376 POINTS
    David G. Pipes, CLU®, RICP®PRO
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A cracked windshield is covered under the comprehensive portion of your policy.  This section is subject to a deductible so the company will replace the windshield and you must pay the deductible.  Driving with a cracked windshield is dangerous so get this replaced soon.  If the damage is slight many companies will provide repair coverage under the comprehensive portion and will waive the deductible.
    Answered on April 30, 2014
  2. 21750 POINTS
    Jim WinklerPRO
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question, and a great answer, provided that you have comprehensive coverage on your car. Yes damage is covered, and it is wise to look at what the repair will cost, and at your deductible. If the cost to repair it is less than the deductible, it may make more sense to skip filling a claim. You would have to pay the deductible amount before insurance starts paying anyway, and you can avoid possible rate increases down the road. Thanks for asking!
    Answered on May 6, 2014
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