1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Discuss the coverage terms and conditions of your policy with your Insurance Professional in order to fully understand how your policy works in a case like this.  However, most US Auto Insurance policies will cover you in all 50 states and US Territories and Canada.  You may need to carry a card issued to certify the coverage you have while driving in Canada, but as your Insurance Professional about this. 
    Answered on January 10, 2014
  2. 730 POINTS
    Darald Novak AAI
    Retired Agent and Broker, Self Employed, Albany NY USA
    The coverage territory will be set forth in the coverage part. In NY our insurance regulations require the Personal Auto Policy to provide at least the minimum coverages required by all of the Canadian Provinces. As insurance is regulated by state, a reading of any specific PAP is required to determine coverage. If you are purchasing over the Internet, obtain a specimen policy for examination. Good luck with that request.
    Answered on October 21, 2016
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