1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Most disability plans have some form of medical underwriting. If you are pregnant at the time of application and the plan is medically underwritten, your application will be denied.

    Some employer plans, including payroll deduction, may have little or no underwriting. If that is the case the policy will be issued but there may be a waiting period before maternity benefits are available.
    Answered on June 3, 2013
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