1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Generally no, but there may be exceptions.

    Most long term disability plans have waiting periods of 90 days or longer before you may be eligible for benefits. You would need to meet the definition of total and permanent disability in most cases, although some plans may have partial disability benefits.
    Answered on May 31, 2013
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