The Federal Government provides Social Security Disability for people who worked and paid into the system, and have a disability that is expected to last for twelve months or longer, or result in death. Certain people born with a disability may be eligible to receive benefits after age eighteen.
Only private companies offer long term disability insurance for purchase. These policies may pay larger benefit amounts, for a wider array of disabling conditions than does Social Security Disability.
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Only private companies offer long term disability insurance for purchase. These policies may pay larger benefit amounts, for a wider array of disabling conditions than does Social Security Disability.