How Do You Apply For Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To apply for Disability Insurance, you first consult with a knowledgeable agent to get the type of policy you need, and one that fits your budget. Then you fill out an application and submit it. There will be a paramed exam done in your home or other place of your choice. The underwriter may order medical and/or financial records. Once everything is reviewed, your policy will be approved at the rating the DI company deems appropriate. You accept the policy by paying the premium and signing some delivery paperwork.
    Answered on October 13, 2014
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