Disability Benefits are based on your income. Generally speaking, you can get up to about 70% of your income as a Benefit. In other words, if you make $5000 per month, 70% would be $3500. This is a tax free benefit back to you during the disability period.
You cannot get more unless your income increases.
If you would like a quote specific to your income, do not hesitate to reach out to me or your broker.
Agent Owner, Gilmore Insurance Services, Marysville, Washington State
How much disability benefits can you get? Well it's going to depend on what you may have through your employer and the order the plans are purchased in. Usually an individual disability plan will allow the purchase of up to 70-80% of your income. If you have an employer sponsored plan in place, the insurance company may limit how much they will sell you to keep coverage in that 70-80% range. However, you can buy individual coverage first and then if later your employer adds disability coverage as a benefit you can cover 100% of you income.
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You cannot get more unless your income increases.
If you would like a quote specific to your income, do not hesitate to reach out to me or your broker.