1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Purchasing long term disability insurance is an excellent defensive measure against ongoing illness or injury. Long term generally means to age 65. Selecting the elimination period based on your cash reserves with help customize your coverage. Selecting a carrier who is recognized in the insurance industry can help you focus on the policy definitions and assess the value proposition of the contract.
    Answered on August 11, 2013
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