1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    Short term disability and FMLA are two distinct entities, although both may apply when an employee needs to take leave.

    Short term disability is an insurance program that replaces a portion of income when an employee is unable to work due to a covered accident or illness. Five states have mandatory programs, some employers pay premiums on behalf of employees, and many employees purchase policies at work and pay through a payroll deduction.

    FMLA is a federal law which provides unpaid job protected leave for an employees own disability, or when leaving work to care for a sick family member.
    Answered on August 11, 2014
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