Is Short Term Disability Insurance Worth It?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   The first consideration is determining if your employer sponsors group benefits at work and if those benefits include short term disability insurance. If not then you should consider at the very least short term disability insurance to protect your paycheck. Most Americans have only 90 days in cash reserves, so it's important.

   Answered on August 2, 2013

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