1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Some of the coverage characteristics for Disability Insurance are elimination period (how long you would need to be disabled before the benefit would payout), percent of income replacement, "own occupation" (this would enable the policy to pay your benefit if you are unable to go back to your OWN job duties vs being able to go back to ANY job), residual benefit (pays if you are unable to get back to 100% of your prior performance), and years of coverage.
    Answered on September 25, 2013
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