1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Disability Insurance is designed to replace income that is lost due to an injury or illness that prevents you from working. If the policy covers "own occupation", it will replace income lost by not being able to perform your old job. Without that specification, it will only replace you income if you cannot work at all. Disability Insurance replaces approx 70% of lost income.
    Answered on July 11, 2013
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