What Is FIO In Disability Insurance?

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    Peggy Mace
    Most of the U.S.
    FIO in Disability Insurance stands for Future Income Options. A future income option rider allows the insured person to purchase additional disability insurance as their income grows in their career, without having to qualify for it through medical underwriting. Being able to get additional coverage at the rates while having good health can be a huge benefit.
    Answered on August 6, 2013
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