What Is Group Long Term Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Group Long Term Disability Insurance is a policy that will pay you part of your wages if you are unable to work due to a disability. Disability payments do not kick in until an amount of time has passed called an elimination period. That is usually 30 to 365 days, with 90 days being the average. The policy can pay the benefit for as short as two years or as long as when the employee retires.
    Answered on June 28, 2013
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