What Is Individual Disability Insurance?

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   David RacichPRO

   Fountain Hills, Arizona

   Individual Disability Insurance is paycheck protection. Most working Americans have a 90 day cash reserve. The average disability period is 30 months. You may experience a period of disability during your working lifetime. Disability insurance benefits can pay up to 60% of your compensation tax free and up to 80% taxable if you can deduct the premium as a business expense.
     

   Answered on June 10, 2013

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