1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Every disability insurance policy has differing definitions and communicates its contractual language in complex clauses or policy provisions. That being said, a general definition is any prolonged illness and/or injury that incapacitates you in your ability to work verifies by a physician constitutes a disability event. Again, make sure you read the policy provisions and have a good understanding before moving forward with your purchase.
    Answered on August 11, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The definition of Disability Insurance is an insurance product that provides supplementary income to persons who are unable to work for a period of time due to a disability. 

    Disability insurance pays a monthly cash benefit to persons who have suffered an illness or injury that prevents them from working at their job for an extended period of time.
    Answered on August 12, 2013
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