1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Short Term Disability benefits can start as soon as 1 day after the injury or illness is incurred. If provided through the employer, sick days or vacation may be applied toward time off before the payment of Short Term Disability benefits. If a private policy, you have a choice of how many days to make the elimination period, and that will determine when benefits begin to be paid.
    Answered on June 28, 2013
  2. 11783 POINTS
    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    When does short term disability start? Well it's going to depend on the provisions of your policy. Some may have 1st accident and a different elimination period for illness. In most cases you can select your start dates, realizing that a smaller number of days before the policy kicks in, the greater the premium price.
    Answered on October 20, 2015
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