I consulted the Disability Insurance brokerage that we use, to get the answer to this question. The managing partner told me that she knows of only two companies that sell private short term disability at this time. They are Mutual of Omaha and Assurity Life. Most people get short term disability insurance through an employer.
You can buy short term disability through your employer, or purchase a policy directly as an individual. In general policies purchased at work provider better benefits, at lower premium costs, and are easier to qualify for medically. Insurers have the opportunity to pool risks with your co-workers.
Not every employer offers employees an option. You should ask your employer to make a voluntary option available for all employees, or purchase an individual policy directly.
There are several companies that sell short term disability. If your employer does not offer a short term plan you do have options. Many of the health insurance carriers as well as life insurance carriers offer both short term and long term disability plan. You can search the internet for them or I recommend using an experienced independent disability broker to professional shop the market to find you the best product at the best rate for your unique situation.
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Not every employer offers employees an option. You should ask your employer to make a voluntary option available for all employees, or purchase an individual policy directly.