A licensed broker or agent, who holds a health license can sell Individual Short Term Disability Insurance. When you look at purchasing Disability Insurance be sure you understand how the company defines "own" occupation. There is a difference which can make the difference on your ability to work or not.
Be sure to understand the provisions on partial disability as well.
There are very few companies that sell individual short term disability insurance. Most short term disability insurance is sold and purchased on a group basis. Contact a DI broker such as myself or others on this website to see what individual disability insurance policies might be available to you.
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Be sure to understand the provisions on partial disability as well.