Who Should Have Long Term Disability Insurance?

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   David RacichPRO

   Fountain Hills, Arizona

   Everyone who is healthy enough and can afford to purchase disability insurance should do so. Disability insurance is paycheck protection. The most significant valued asset in every household is human value, the ability to earn money. Protecting your paycheck is one of the highest priorities in defensive planning. Depending upon your gender, age, smoking status, health history and current medical condition, you may pay between 3 and 5% of your compensation with disability insurance.
    

   Answered on July 2, 2013

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