Who Should Purchase Disability Insurance?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Everyone. Actually anyone that is concerned about how they would handle paying the bills and daily living expenses if they were hurt or disabled. Disability insurance can help provide for you and your family when you need it most, when you are hurt and unable to work. Please contact a local agent to find out what coverage and exclusions there may be with the policies that he/she has to offer.

   Answered on May 21, 2013

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   David RacichPRO

   Fountain Hills, Arizona

   Disability insurance is paycheck protection, to cover your ability to earn a living if you’re disabled or sick and can’t work. But disability insurance can cover much more than that. It can cover your ability to contribute to your retirement above and beyond your individual disability policy. It can cover business overhead expense, protect business loans and cover key employees.
    

   Answered on May 22, 2013

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