Disability insurance is paycheck protection. The most significant valued asset in every household is human value, the ability to earn money. Protecting your paycheck is one of the highest priorities in defensive planning. Depending upon your gender, age, smoking status, health history and current medical condition, you may pay between 3 and 5% of your compensation with disability insurance.
Disability insurance is important because incurring a disability is not uncommon. Some estimate that up to one in three persons will be unable to work for an extended period of time during their working years.
Disability insurance is also important because most people could not live without their income for an extended period of time without having their lives drastically disrupted. Disability is one of the leading causes of foreclosures in the US.
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Disability insurance is also important because most people could not live without their income for an extended period of time without having their lives drastically disrupted. Disability is one of the leading causes of foreclosures in the US.