1. 70 POINTS
    Vera Miller
    Insurance Broker, HealthMarkets, Cleveland, OH
    Yes, the Affordable Care Act guarantees insurability with 2014 Health Insurance Plans regardless of past or present health history or status.  Plans can be purchased on or off the federal Health Exchange.  Although all 2014 plans have metallic names and contain the Ten Essential Benefits mandated by law, they may differ in terms of deductible, coinsurance, size of network and prescription coverage.
    Answered on December 11, 2013
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