1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    That would be up to the company involved.  If your policy has a Grace Period and you are outside of that period a lot will depend on your health.  At this time a company still has the right to refuse to reinstate if you are having health issues.That will change January 1st 2014.
    Answered on May 29, 2013
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