1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! One of the great things that the Affordable Care Act (Obamacare) did for us was remove the pre-existing condition exclusion. Health insurance companies can no longer deny you coverage because of your pre-existing condition, nor can they cap your life time expenses. When you go to enroll, head to the Healthcare marketplace, www.healthcare.gov and see if you qualify for discounted insurance. A great many people do. Good luck, and thanks for asking!
    Answered on June 26, 2014
  2. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Under the affordable care act, a health insurance company cannot deny you coverage for any pre-existing medical condition or other related illness.

    Please note, you can only apply for a health insurance plan during the annual enrollment period unless you have a qualifying event (e.g. getting married, having a baby, coming off of group coverage, etc.) for a special enrollment period.

    I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.
    Answered on June 26, 2014
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