Health insurance companies cannot deny coverage for pre-existing conditions unless you have a private policy that was purchased before 3-23-2010 or a group plan that was created before 3-23-2010. If your plan is grandfathered due to being in effect before that date, and if you are denied health insurance, you can switch to a Marketplace plan during open enrollment. Open enrollment ends 3-31-2014 for this year.
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Right on Peggy!
Actually, health insurers can deny coverage at any time on certain types of policies. For example, a short-term plan is not ACA-compliant and can and will be denied if you have been treated for specific conditions, such as heart disease, cancer or diabetes. There are other reasons you could be canceled as well.
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Actually, health insurers can deny coverage at any time on certain types of policies. For example, a short-term plan is not ACA-compliant and can and will be denied if you have been treated for specific conditions, such as heart disease, cancer or diabetes. There are other reasons you could be canceled as well.