1. 1305 POINTS
    Neil SteinmanPRO
    Owner, Orange County Health & Life Insurance,
    Since there is now an Open Enrollment Period, you must wait until the next Open Enrollment to change your plan. Open enrollment for the upcoming year runs from 11/15/14 - 2/15/15. The earliest effective date is Jan 1st, 2015. There are a few exceptions which enable you to buy/change outside open enrollment, such as a change in income which would alter your subsidy.
    Answered on May 15, 2014
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