Does Congress Have Special Health Insurance?

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   Pete Wittman

   President, The Wittman Group, Tennessee

   In 1959, Congress passed the Federal Employees Health Benefits Act (FEHBA).  Its primary purpose was to attract & retain talented personnel to compete with the private sector.  It is made available to both active & retired workers.  Congress participates in the FEBHA.  Currently, the FEBHA offers about 300 different plans with a "defined contribution" approach; where the better the benefits the more the cost to the employee.  The plans are definitely better than private sector insurance and where the private sector has virtually eliminated retiree benefits, the FEBHA has not.  So, member of congress that serves just one term would be eligible for the benefits for remainder of his/her life.  It is not necessarily special to them, but it is different and probably a much better plan than the average American would have access to plus it can be carried throughout the retirement years.

   Answered on April 14, 2014

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