Adderall is an amphetamine salt based medication used for treating ADHD and narcolepsy. Adderall is a class II narcotic and can be addictive. There are also a number of side effects that can be quite unpleasant.
The medication is classified as a tier 3 drug. Your carrier may require step therapy before approving the medication.
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Adderall is a type of prescription and would therefore be covered under your health plan's prescription drug coverage. Which tier level it may fall under can vary from plan-to-plan, meaning how much you pay for the prescription may be higher under some plans and lower under others.
Tiers are generally broken down in to 4 or 5 categories - some combination of preferred generics, non-preferred generics, preferred brand-name drugs, non-preferred brand-name drugs, and specialty drugs (some plans classify preferred and non-preferred specialty drugs).
If you're unsure, you can contact the carrier (or your agent) to find out if that specific prescription will be covered by your health plan and/or what portion of the expense they cover and what your portion of the expense would be (your copayment or coinsurance).
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Adderall is covered by most health insurance plans. As a health insurance broker with more than 33 years of experience, this type of question is very commonly asked.
An "Exchange" policy will provide benefits for the drug and the expenses of treatment, although a deductible or copay may apply. However, short-term plans will often exclude pre-existing conditions, and therefore Adderall would not be covered on this type of plan.
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The medication is classified as a tier 3 drug. Your carrier may require step therapy before approving the medication.
Tiers are generally broken down in to 4 or 5 categories - some combination of preferred generics, non-preferred generics, preferred brand-name drugs, non-preferred brand-name drugs, and specialty drugs (some plans classify preferred and non-preferred specialty drugs).
If you're unsure, you can contact the carrier (or your agent) to find out if that specific prescription will be covered by your health plan and/or what portion of the expense they cover and what your portion of the expense would be (your copayment or coinsurance).
An "Exchange" policy will provide benefits for the drug and the expenses of treatment, although a deductible or copay may apply. However, short-term plans will often exclude pre-existing conditions, and therefore Adderall would not be covered on this type of plan.