1. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    Yes, but only in cases of medical necessity and you should check the policy terms and prescription formulary for any medical plan you are considering enrolling in if you or a covered dependent will have a need for this type of treatment.  Generally dificiencies of the pituitary gland that can lead to conditions such as dwarfism are the among the most common reasons for approval of Human Growth Hormone.

    It's use for purpose's deemed cosmetic are not approved.  For example, a child is unlikely to be physically harmed if they only grow to be 5 feet tall.  So, wanting him to have a chance at being the starting forward on his basketball team is not going to meet the criteria for medial necessity.

    Human Growth Hormone is increasingly being marketed by private medical clinics as a means of addressing the effects of aging.  Without addressing the scientific evidence for such claims, I will just say that insurance carriers generally view such treatments as cosmetic as well and do not cover them.  There are legitimate medical conditions where older persons may require administration of HGH but keeping your "youthful" glow and that spring in your step aren't part of them.
    Answered on May 20, 2014
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