1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    State Health Insurance Exchanges offer affordable healthcare to consumers. During Open Enrollment, you can apply for many types of coverage without answering medical questions. Your acceptance is virtually guaranteed and a federal subsidy could potentially pay all of your premium.

    Yes, the process is confusing which is why an experienced broker (at least 25 years in the business) will be a great help.

    I hope this helps. My answer is original and does not appear on any other website. 

    Live answer provided by: Ed Harris - Premier health insurance broker for 33 years and owner of several of the nation's top-rated websites that offer the lowest rates.
    Answered on June 17, 2014
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