1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    Insurance is all about the law of large numbers and risk sharing.


    Health insurance is designed primarily to cover your major health care expenses while you should be prepared to pay out of pocket for routine items.

    Consider this. If your car insurance policy covered tires, brakes and oil changes, no one but the wealthy could afford such a policy.

    One reason why health insurance is expensive is because people EXPECT it to cover everything, including "routine maintenance"
    Answered on May 12, 2013
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