1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    The cost of prenatal and delivery will vary greatly by area, level of care needed, etc.

    I have several clients in Georgia that have successfully negotiated with the doctor and hospital and set up a prepayment arrangement. A normal vaginal delivery without complications, including prenatal care, can run around $8000 to $9000 dollars. Add another $2000 for scheduled c-section.
    Answered on April 29, 2013
  2. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    The cost of having a baby without health insurance could be as low as five thousand dollars if a mid wife and birthing center are used, and millions of dollars if your baby needs specialized care in a Neonatal Intensive Care Unit.

    The Affordable Care Act provides benefits for maternity and newborn care, plus hospitalization. Women can purchase a policy while pregnant that covers her preexisting pregnancy with no waiting period, provided she enrolls during the open enrollment period. The open enrollment period for 2014 ends on March 31.  

    The premiums paid for a policy would be much smaller than funding the costs of having a baby yourself.
    Answered on March 10, 2014
  3. 21750 POINTS
    Jim WinklerPRO
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! In almost every case, the cost of having health insurance will be greatly cheaper than the cost of carrying and delivering a full term baby, especially if the baby has special care needs. It is a much wiser decision to have insurance coverage, and with the Affordable care Act (Obamacare) giving help in paying for  the insurance if you qualify, ( Go to www.healthcare.gov to see if you qualify) it is in many cases more affordable than ever. Having insurance coverage may allow you to provide much better care  for you, and your baby, than you could afford otherwise. Thank you for asking!
    Answered on May 9, 2014
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