How Much Does VA Health Insurance Cost?

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   Samuel Smith

   Enrolled Agent-licensed to practice before the IRS, Samuel N Smith, EA, South Carolina

   You asked a very detailed and complicated question. Your first cost is, if you are a service connected veteran, was the days and months you spent in that "foxhole" or some distant country that separated you from your family and friends. However, you do not have to be "service connected" in order to obtain treatment by the VA. You can go through a "annual means" testing at VA  where you are required to provide "financial details" including if you do have health insurance. Then you can also be classified as a "hardship case" by disclosing financial information and the type of treatment you need. Generally your copays are $8 for medication; outpatient copays are $15 for non=specialist and $50 for specialist. If you have to be admitted, your copay is the current year Medicare deductible which was $840 in 2003 and has been indexing each year and will be $2016 in 2014

   Answered on November 23, 2013

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