How Old Can You Be To Be On Your Parents Health Insurance?

  1. 475 POINTS
    Michael Pelfrey
    Owner/Agent, Pelfrey Financial Services, Lexington, KY
    Children can remain on their parents' health insurance plan until they turn 25.  This is remains true even if the child is not a student, doesn't live with their parents, or even when they are married.  Prior to the Affordable Care Act, the cutoff age for most policies was age 19 or 21 unless the they were enrolled in school.  Under the new laws, the child can choose to remain on their parents' plan until they are age 26, or get their own insurance.  Because many people under 25 have smaller incomes, it can be beneficial for them to visit their state's exchange website to determine if there would be cost savings by purchasing their own insurance.
    Answered on January 24, 2014
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